Overdrafts Archives
You know it's bad when...
...your student loan doesn't clear your overdraft :o. This isn't a good situation. Anyone want to donate to the clear Chris's overdraft cause? :D.
Almost in the black
I'm almost there!
After the last pay cheque I got I got all the way to £7 in the black! Then my credit card came out. But my student loan is coming in. So it all balances out.
Summer finale approaches
Well there is only two weeks of summer left. I have one more pay period to come (and then I will still get paid for some of my full time work once term starts) and a big overdraft to clear.
Will it be cleared by term time? Find out soon :p.
Bye bye bank balance
So, the credit card companies collected the money and now my overdraft is once again maxed out :p.
Actually, I still have quite a bit of money in it but I need that to pay off the money I've since spent again on my credit card. Role on pay day!
For one fleeting moment
It's not fair. I had just got my bank balance up to $0 even once my credit card has been paid off and now I have to spend a few £100's!
I was so close to having a positive bank balance and everything.
Overdrafts are silly
I have a £1,000 interest free overdraft on my student back account. They will increase it if I ask them. Halifax will give me a £2,750 overdraft. They are just throwing money at me.
Yet when I apply for a comparatively small overdraft of only £100 on my non-student current account, the application gets declined even after I tell them I have a job!
Lloyds TSB informed me that based on the information I had provided them I had been declined. Even though they hadn't asked my any questions about my income. How does that work?
- Greetings! I'm Chris and this is my blog about debt, finance and generally having no money. Luckily as a student, it's just expected of me to have no money so it's all good.